Mercia | Taxation, Business & Finance Advisers

Have you checked your home or investment loan recently?

Rates are all over the place, as the jury is out re the future economic direction.

Want to save interest, but not confident to fix your rate?   The answer may be to find a low variable rate.

A new product from Citibank has a current valuable rate of 5.94%pa ongoing. Not a honeymoon rate – a discount for the life of the loan. Loan is available for investors and owner occupiers. Citibank is also offering new borrowers $1 000 to assist with fees for setting up your new loan, or leaving your old bank. So you can get a discount and $1 000 . This applies for refinancing also. Citibank’s loan includes Australia’s only completely fee free every day bank account.

Details of this and other loans and their Terms and Conditions are available from your Mercia Mortgage Broker.

If you or anyone you know are suffering “mortgage stress” do something about it now!

If a borrower gets behind or is late with a payment the options to restructure/refinance and ask for help are diminished. Don’t be afraid to ask for help.

Remember that Mercia finance brokers can assist you with car loans, home loans, Lo-Doc home loans for the self-employed, construction loans and any other type of mortgage or loan. Our service is free of charge to you the borrower and we have access to all the major lenders in WA. We also can help you with reverse mortgages and first home owners grants

A Mercia Mortgage broker can give you independent advice and comparisons between all the major lenders.

All these services are provided by our friendly and professional mortgage brokers at no cost to you – so you have nothing to lose and everything to gain.

If you would like to speak to a broker, call Dan Goodridge on 0414 423 340 or e-mail dg@iinet.net.au

Good news for all borrowers – the banks have broken up with the Reserve Bank.

This means if you look around you are likely to find a better rate than you currently have. St George is currently offering rates as low as 6.01% variable for home loans and they will pay you $700 to switch from your current bank..

Use this opportunity to speak with a mortgage broker to ensure your bank is looking after you and that you have the best loan for your circumstances.

Some banks are currently offering great discounts on home and investment loans. Fixed and variable.

You may be able to save interest by fixing your home loan . You may be able to fix for 1-3 years at a lower rate then you currently have. Why wait for variable rates to go down. Switch to a lower rate now.

A great fixed rate is available from Homeloans. You can get a fixed rate of 5.42% 3 years. Compare that with your bank’s current offering? There are many benefits of using a mortgage broker and our services are provided to the borrower free of charge.

Call Dan Goodridge on 0414 423 340 or e-mail dg@iinet.net.au at Mercia Finance for obligation free finance information.

Good news for all borrowers – the banks have broken up with the Reserve Bank.

This means if you look around you are likely to find a better rate than you currently have. AMP is currently offering 5.90% variable for home loans.

Use this opportunity to speak with a mortgage broker to ensure your bank is looking after you and that you have the best loan for your circumstances.

Some banks are currently offering great discounts on home and investment loans. Fixed and variable.

You may be able to save by interest by fixing your home loan . You may be able to fix for 1-3 years at a lower rate then you currently have. Why wait for rates to go down. Switch to a lower rate now.

A great fixed rate is available from Citibank. You can get a fixed rate of 5.79% 2 years. Compare that with your bank’s current offering? There are many benefits of using a mortgage broker and our services are provided to the borrower free of charge.

Call Dan Goodridge on 0414 423 340 or e-mail dg@iinet.net.au at Mercia Finance for obligation free finance information.