Finance Newsletter – December 2015/January 2016

RATE CRASH!

 Do you  have the best rate available?

 If your interest rate is over 3.99% variable then you may be able to save thousands per year by changing loans and or banks. I have access to a Major bank that  is currently offering customers a 3.99% variable rate .This NOT a honeymoon rate, discount is for the life of the loan. Conditions  apply – owner occupied homes 80% LVR maximum. If you are interested in saving thousands per year call Mercia finance to see if we can show you how to benefit from a better rate. If you think fixing your rate is s good idea you can currently fix an owner occupied home loan for 3.95% for 3 years.

 Investors will have read that most banks are increasing the rate on investment loans. This includes current investment loans. If you are  a property investor check your rates and find out if these increases apply to you. If you are not sure Ask Mercia finance for an obligation free loan check. Some institutions are not increasing the rates for investors. So this is a good time to make sure you have the best loan for your circumstances.

If you have questions regarding any  type of loan, call Dan Goodridge on 04144 233 40. Our service is free of charge to you the borrower and we have access to all the major lenders in WA. Mercia home loans is not closing during Christmas break, so call us anytime. After hours is OK.

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